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Benilda
This is Benilda, 48, a resident of Payatas, Philippines. She is married to Eduardo, who is on a maintenance staff, and she is a mother to her children. She and her husband manage their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Benilda has a calamansi (Panama orange) scent business. She buys the ingredients needed and then mixes them to come up with the desired scent. The main ingredients of the scent is calamansi. She then retails them to some stores. Her regular customers are her neighbors and the nearby communities. She earns a minimum of PHP 4000 in sales every week.

To help her continue operation of her business, she is requesting a PHP 50,000 loan. She will use the loan to buy more stocks of coco lumber for her business. She expects a boost in her business income as she expands her business.

Benilda dreams to grow her business in the coming years and hopes to give her children a quality education. She faithfully meets up with her co-fellowship members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 1089
    View loans »
    Philippines Loans Fundraising
  • $54,717,425
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Benilda to pay for calamansi (Panama orange) scent, other ingredients and bottles needed for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2012
Listed
Dec 3, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013