Elenise is 22 years old and single with no children. She has a small garden where she grows taro, bananas and yams that she sells in her community and at the market. She has been doing this for four years. Elenise needs a loan to buy another wheelbarrow, a shovel, a rake, some bush knives, a weedkiller spray, etc. She has been a member of SPBD since 2009. Elenise will use the profits from her sales to improve her family's assets.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.