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Cerila is 54 years old and widowed with eight children. Three of her children are in school. She works very hard to provide for them.

Cerila runs a general store in the Philippines and requested a PHP 15,000 loan through NWTF to purchase more groceries to sell in her store.

Cerila has been in this business for 24 years and sells a variety of items such as rice, feed, soft rinks, beverages, canned goods and other groceries.

She hopes to send her children to college and repair her family home.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1936
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Cerila to purchase more groceries to sell in her store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 4, 2012
Currency Exchange Loss:
Aug 17, 2013