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Normadia
Normadia is 50 years old and married with six children. She works hard to provide for her family.

She runs a business of buying and selling nipa (woven palm mats used for house repair and construction) in the Philippines. She has requested a loan of 30,000 Philippine pesos through Negro Women for Tomorrow Foundation (NWTF) to buy more stock to sell.

Normadia has borrowed and paid 15 loans through NWTF. She has been buying and selling nipa for 20 years and also earns an income from food vending. She aspires to saving enough money to afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1248
    View loans »
    Philippines Loans Fundraising
  • $57,895,900
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Normadia to buy more nipa (woven mats used for house repair and construction) to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 19, 2012
Listed
Dec 3, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013