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El Triunfo Group
In this Group: Juan Carlos, Delia Rosa, Mirian Gabriela Ines*, Ana Maria Nieves*, Jerson Yorjan, Dulia, Jorge Luis, Andres Avelino, Bertha Angelica, Raul
* not pictured
The Communal Bank “El Triunfo” (The Triumph) consists of friends, co-workers, and neighbors who have good rapport. These members live in the city of Cusco, a city that is known for its archaeological sites, its historical center, its landscapes, its history, and its reputation of being one of the most enchanting cities in the southern part of the country.


The members of this group are hardworking and enterprising individuals. They see each moment as an opportunity to move forward, so they strive each day to provide a better future for their children. Most of these members engage in some type of business activity.


Bertha is 37 years old, in a common-law relationship, and has four children. She was born in Cusco Province and still lives there. Her business involves selling corn wholesale. Bertha is taking this opportunity to request a loan in order to buy corn.


The members appreciate the opportunity that has been given to them, so they promise to complete their payments according to the established terms.

View original language description ↓
El banco comunal “El Triunfo” está conformado por amigos, compañeros de trabajo y vecinos que tienen una buena amistad. Los socios viven en la ciudad del Cusco. (Cusco es una ciudad que se caracteriza por sus centros arqueológicos, su centro histórico, sus paisajes, su historia y siendo una ciudad encantadora de la Región Sur del país.)

Los socios son trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. La mayoría de los socios se dedican a diferentes actividades económicas.

Bertha tiene 37 años de edad, tiene una relación de unión libre de la cual tiene cuatro hijos, ella nació en la provincia del Cusco y vive en la misma provincia. Su actividad económica de Bertha es la venta de choclo al por mayor. En esta oportunidad Bertha requiere el préstamo para comprar choclos.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Triunfo Group's $3,725 loan helped a member to buy corn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 19, 2012
Listed
Dec 4, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013