Lidia Ester is married, 29 years old and had two years of elementary school. She has three children, two in school, and she makes a living knitting typical garments. She started the business with a loan from a relative and has 12 years of experience. She counts on the support of her husband, who makes a living doing the same work. She organized a group to request a loan to purchase knitting needles and different kinds of yarn in a variety of colors. She hopes in the future to have employees and other knitters. The other members making a living in knitting (two members) and raising livestock.
La señora Lidia Ester esta casada, tiene 29 años de edad, cursó los 2 años de educacion primaria, tiene 3 hijos de los cuales están estudiando 2, se dedica a la tejeduría de cortes típicos, inicio este negocio haciendo un préstamo con sus familiares y hasta ahora lleva 12 años de experiencia, cuenta con el apoyo de su esposo quien se dedica al mismo trabajo.
Organiza un grupo para poder solicitar un préstamo que lo utilizara para la compra de labores, hilos de diferentes clase y colores para tejido y la compra de caña donde enrollara su hilos de tejido, espera en el futuro tener trabajadores y otros telares. Las demás integrantes se dedican a la tejeduría, la crianza de animales y a la tejeduría.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.