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Herenia is 28 years old. She is single and is the mother of a two-year-old son. She is a retailer. She began to work with her mother when she was very young. Then at the age of 21 she acquired experience selling clothing as an street vendor. It was there that she decided to become independent with her own business, of which she has been the proprietor for more than 7 years. In addition to this business, she has another business, which is a mobile phone reloading service. She has the help of her sister.

She is applying for the loan to buy more clothing, such as pants, blouses, shorts, skirts, dresses, etc. She thinks that this loan will help her a lot, because this way she will be able to buy the merchandise that sells best. Her future plan is to have a store of her own. Her goal is to make her business grow, buying other products that she still does not have in stock, and in this way obtain better income and more customers.
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Herenia con 28 años de edad, soltera, madre de 1 hijo con 2 años, de oficio comerciante. Ella inicio desde muy joven a trabajar con su mama, luego a la edad de 21 años fue adquiriendo experiencia en la venta de ropa de forma ambulante, fue allí que decidió independizarse con su propio negocio, del que es propietaria hace mas de 7 años, además de este negocio, tiene otro como es la venta de recarga telefónica, ella cuenta con el apoyo de su hermana.
Ella esta solicitando el préstamo para comprar mas ropa como pantalones, blusas, shorts, falda y vestidos etc. Ella estima que este préstamo le ayudaría mucho porque asi podrá comprar la mercadería que mas se vende. Sus planes futuros es poder tener un local propio. Su meta es hacer crecer su negocio, comprando otros productos que aun no tiene en existencia y de esta manera obtener mejores ingresos y más clientela.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Herenia to buy more clothing such as pants, blouses, shorts, skirts, dresses, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 4, 2012
Currency Exchange Loss:
Aug 18, 2013