Chojña Pampita Group
The businesses that the communal bank members participate in are varied. Included among them are the sales of carrots, onions, lima beans, and peas, as well as a neighborhood store and cattle sales.
The loan that they will take out will benefit small micro-businesses in different lines of work, and Marcelina's is an integral part. She states that this is the first time she has has joined the institution at the invitation from a promoter who went to visit her at her house.
Currently, she has a neighborhood store. She says she started this business after having had a business selling sodas. The loan that she is now requesting is to help her diversify her business by buying noodles, oil and canned goods that she will acquire from the distributors and later sell in her retail space.
This way of working allows her to generate resources to support her family where possible, since she is married. When asked what she likes about Pro Mujer, she responds that she likes the health trainings and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Marcelina es parte integrante, ella indica que es la primera vez que se incorporó a la institución por invitación de una promotora que fue a visitarla a su casa. En la actualidad ella tiene el negocio de tienda de barrio, cuenta que este negocio lo comenzó después de haber tenido un negocio de venta de refrescos.
El crédito que ahora sacará es para diversificar su negocio (compra de fideo, aceite, enlatados) que adquirirá de las distribuidoras y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyarse en lo posible a su familia, ya que ella es casada.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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