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Machacamarca Group
In this Group: Hermenigilda, Ignacio , Caritina , Octavio, Florencia, Celia, Dionicia, Elisa Loyola
The “Machacamarca” communal bank will start its first cycle in Pro Mujer as part of the Patacamaya Focal Center. It has 8 members led by a governing board presided over by Hermenigilda. The members carry out a variety of business activities among which are potato growing, dehydrated potatoes, milk production, soft-drink and beer sales, and cheese sales.

The loan they’ll take out will benefit small, micro businesswomen with various lines of work. Hermenigilda is one of the members and she indicates that this is the first time she’s joined the institution having been invited to do so by a promoter who visited her at home. She currently sells soft-drinks. She comments that she learned this business when she was a girl since her mother did the same thing and she later decided to do this commerce in adjacent communities.

The loan she’ll take out now is to diversify her business. She will buy beer from suppliers and then sell it in her sales space. This way of working allows her to generate resources to support her family as possible since she’s married and has four children. When asked what she likes about Pro Mujer, she answers that she likes the health training and the credit.
View original language description ↓
La A.C. “MACHACAMARCA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal Patacamaya, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Hermenigilda es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: producción de papa, chuño, producción de leche, venta de refrescos y cerveza, venta de queso, .

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Hermenigilda es parte integrante, ella indica que es la primera vez que se incorporó a la institución por invitación de una promotora que fue a visitarla a su casa. En la actualidad ella tiene el negocio de venta de refrescos, cuenta que este negocio lo aprendió desde niña, ya que en su madre realizaba lo mismo, posteriormente ella decidió realizar este comercio en las comunidades aledañas.

El crédito que ahora sacará es para diversificar su negocio (compra de cerveza) que adquirirá de las distribuidoras y posteriormente lo comercialaza4rá en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyarse en lo posible a su familia, ya que ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones de salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 108
    View loans »
    Bolivia Loans Fundraising
  • $28,248,925
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Machacamarca Group's $1,850 loan helped a member to buy beer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 26, 2012
Listed
Dec 3, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013