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Jeaneth Del Carmen

Update on Jeaneth Del Carmen

Jeaneth is a hardworking woman who, with great effort and dedication, provides for her children through her work as a custodian. This job pays her a very low salary, so the way she is able to progress in making improvements to her home is with loans from Afodenic and Kiva.

She is requesting this fourth loan to build another room on her house to better accommodate her children and to continue equipping her home step by step. To do this, she needs to buy cinderblocks, cement, sand, and rebar and to pay for labor.
View original language description ↓
Jeaneth mujer trabajadora que con mucho esfuerzo y dedicación saco adelante a sus hijos con su trabajo como conserje labor que se devenga un salario muy bajo pero a cómo puede ella va progresando haciendo mejoras en su hogar con créditos de Afodenic y Kiva, este cuarto préstamo lo solicita para hacer otro cuarto en su casa para mayor comodidad de sus hijos y seguir acondicionando su hogar paso a paso, por lo que necesita comprar bloques, cemento, arena, hierro y pagar la mano de obra.

Previous Loan Details

Jeaneth continues to work as a doorwoman, supporting her family, together with her husband who works as a tailor. The goal has been to improve their home. Their three children live at home, and the conditions of the rooms are pretty uncomfortable. For that reason, she’s begun construction of ... More from Jeaneth Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 132
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Jeaneth Del Carmen to purchase cinderblocks, cement, sand, and rebar and to pay for labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 3, 2012
Currency Exchange Loss:
Jan 18, 2014