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El Amanecer Group
In this Group: Arcenia , Luz Elena , Laura, Maricruz , Victoria
The name of this group, composed of five joyful and enterprising women, is "El Amanecer". Each one has her own line of work: Arcenia has a beauty salon, Luz Elena sells cosmetics, Laura sells shoes, Maricruz sells cosmetics and Victoria sells groceries. They are located in a sugar cane region, where planting and growing sugar cane is the main source of jobs.

Mrs. Arcenia is 47 years old, she went to high school and she is married to Mr. Jorge. They have three kids together. She says that she wanted to have a source of income in order to help her husband with the home expenses, and one day she decided to start a course in beauty treatments. She learned to do haircuts and dye, and she opened her own beauty salon located right in the center of her town.

Mrs. Arcenia has been working in this activity for nine years now and she has managed to please her clients because she takes courses every time she can in order to stay up to date. She is happy because she feels that she is independent and that she has managed to give her children the opportunity to continue with their studies.

Arcenia will invest the money from the loan in dyes, scissors, gel, wax, razors, brushes, gloves, a hair dryer, nail polish and clippers.

She would like to see her children graduate and become professionals. She would also like to remodel her establishment.
View original language description ↓
El Amanecer es el nombre de un grupo integrado por 5 mujeres alegres y emprendedoras cada una de ella
desarrolla una actividad económica: Arcenia tiene una estética, Luz Elena venta de cosméticos, Laura venta de zapatos, Maricruz venta de cosméticos y Victoria venta de abarrotes. Este grupo esta ubicado en una región cañera, donde la principal fuente de empleo esta en el campo en la siembra y cultivo de caña de Azúcar.

Doña Arcenia tiene la edad de 47 años, estudió la preparatoria y esta casada con el señor Jorge con el cual
tiene tres hijos. Ella platica que durante muchos años había querido tener una fuente de empleo propia para ayudar a su esposo con los gastos del hogar hasta que un día decidió tomar un curso de belleza en el cual aprendió a cortar el cabello y aplicar tintes, después de este curso puso su propia estética la cual actualmente se encuentra ubicada en el centro de su comunidad. Ella ya tiene 9 años realizando esta actividad y ha sabido mantenerse en el gusto de sus clientes ya que siempre que tiene oportunidad toma mas cursos para actualizarse. Ella esta muy contenta ya que se siente independiente y ha dado a sus hijos la oportunidad de continuar con sus estudios. Arcenia invertirá este crédito en la compra de tintes, tijeras, gel, cera, navajas, brochas, guantes, secadora para cabello, esmaltes y maquinas de rasurar. En un futuro le gustaría que sus hijos terminen sus estudios y sean profesionales y hacer una pequeña remodelación a su negocio.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,761,850
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Amanecer Group's $2,500 loan helped a member to buy supplies for her beauty salon, like dyes, scissors, a hair dryer and clippers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2012
Listed
Dec 3, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013