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Mirasoles De Toxico Group
In this Group: Lucía, Laura , Matilde, Reyna
This group consists of four very hardworking women who have decided to request a loan to invest in their productive activities. The group is from a very pretty community but transportation is scarce. They chose the name of the group because on the day they were going to fill out their loan applications one of the members was cutting that kind of flower.

Matilde is the group representative. She’s 27-years-old and married to Cesar for many years. They have formed a family with three children two of which are attending school. This time Maty, as she’s better known, is asking for the loan to buy ingredients like corn, bread, chicken and sausage for her Mexican fast-food snacks; they are the ingredients that run out most quickly. Some of the Mexican fast-food snacks she sells are: ‘pambazos’ [chorizo, potatoes, lettuce and string cheese dipped in a spicy guajillo pepper sauce and then grilled], ‘elotes’ [corn on the cob], ‘esquites’ [popped corn], ‘maruchas’ [instant noodle soup], ‘quesadillas’ [cheese-filled tortilla], coffee, tea, ‘sincronizadas’ [grilled ham and cheese sandwich], and fried potatoes. She started the business three years ago and did so because whenever her family wanted a Mexican fast-food snack they’d have to go downtown and this is how her family motivated her to start selling these delights.

Maty relates that she does very well in her activity so she’s very happy with the great benefits it’s brought her family although the only difficulty she faces to date is the lack of a larger space in which to sell her products; for the moment, she sells from inside her house and for her it’s a bother to tend to customers in such a personal space. She also needs a good, special griddle for making the fried potatoes. Her greatest dream, however, is that her children complete professional careers so they can be fulfilled and have a more stable life.

The other group members are Reyna who will invest in chickens, Laura who will invest in perfume sales and Lucía in the sale of plastic items for the home.
View original language description ↓
El grupo está integrado por cuatro mujeres muy trabajadoras que han decidido solicitar un crédito para invertir en sus actividades productivas.
El grupo se encuentra en una comunidad muy bonita pero el transporte es muy escaso, el nombre del grupo lo eligieron porque el día que estaban por levantarles solicitudes para su crédito se les ocurrió porque una de las integrantes se encontraba cortando estas flores.
Matilde la representante del grupo platica que tiene 27 años de edad está casada con el señor Cesar desde hace varios años juntos han formado una familia con tres niños de los cuales dos se encuentran estudiando. Esta vez Maty, como mejor la conocen, está solicitando crédito para comprar ingredientes para sus antojitos mexicanos como elotes, pan, pollo, longaniza que es con lo que frecuentemente se le termina más rápido sus antojitos mexicanos que vende son pambazos, elotes, esquites, maruchas, quesadillas, café, té, sincronizadas, papas fritas y la actividad la inicio hace tres años y la inicio porque siempre cuando su familia quería algún antojito mexicano tenían que ir hasta el centro y fue como su familia la motivo para iniciar a vender estas delicias. Maty cuenta que le va muy bien en su actividad es por eso que esta muy contenta por sus grandes beneficios que le ha traído a su familia, aunque su única dificultad que presenta hasta el momento es la falta de un local más grande en donde pueda vender sus productos bien ya que por el momento solo vende en su adentro de su casa y para ella si es molesto estar atendiendo en este espacio tan personal, también le hace falta una muy buena parrilla especial para hacer las papas fritas. Aunque su mayor sueño es que sus hijos puedan terminar una carrera profesional donde puedan realizarse y puedan tener una vida más estable. Las integrantes del grupo son Reyna quien invertirá en pollos, Laura invertirá en venta de perfumes y Lucía en la venta de productos de plástico para el hogar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 21
    View loans »
    Mexico Loans Fundraising
  • $18,753,000
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mirasoles De Toxico Group's $1,250 loan helped a member to buy ingredients to make Mexican fast-food snacks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2012
Listed
Dec 5, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 18, 2013