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Lucero Group
In this Group: Ana Lilia, Lucero, Aurelia, Josefina, Ma Elena, Margarita , Rocío, Ma Francisca , Venessa*
* not pictured
The "Lucero" [Bright Star] group has nine members, all hardworking but, above all, very happy, women. They live in a quiet community where the majority of people earn their living growing corn. They selected the group's name from among a number of options; it was the one they liked best. Lucero, one of the members, tells us that she's thirty-three, and has been married to Zeferino for several years, and together they have two children who are in school.

Lucero says that, although she was born elsewhere, she came to live in this community. She makes her living raising and selling calves. She buys them when they are small, raises and cares for them very well, giving them the food they need like corn and feed. But she often needs to give them vitamins so they don't get sick and die. She has been in business for seven years, having started out when she came to live with her in-laws. She loved milking the cows, which she had learned while living with her parents. Then, thanks to the first loan she received from the Institution, she decided to buy her first calf. Although her in-laws had sheep, she didn't pay much attention because it was her dream to have calves.

She says, "I really love cows and milking. However, the hard part is when they get sick and oftentimes don't recover, and die. It's an enormous loss of income, and I would like to get some kind of training so I can care for my animals better." Difficulties aside, Lucero wants the business to keep growing so she can improve the corral; if the cow are doing well they'll produce. Lucero is hoping that this will provide good security for her and her husband in their old age, and that their children will get professional degrees so they can have a better quality of life.

Other members of the group have their own businesses, just like Lucero: Ana Lilia and Vanessa will invest in their grocery store; Francisca and Rocío will invest in candy; Aurelia will buy sheep; Elena will invest in clothing and shoes; Josefina will buy chickens; and Margarita will buy bulls. All the women in the group have a great desire make their families succeed. They are very grateful to the Institution and to Kiva for the loan because it has been a big help in allowing them to improve their families' quality of life.
View original language description ↓
El grupo "Lucero" está conformado por nueve integrantes todas son mujeres muy trabajadoras pero sobretodo muy alegres. Ellas viven en una comunidad muy tranquila donde la mayor parte de las personas se dedican al cultivo de maíz. El nombre del grupo lo eligieron ellas, entre varias opciones fue el que más les gustó. Lucero, una de las integrantes, platica que tiene 33 años de edad está casada con el señor Zeferino desde hace varios años y juntos han formado una familia con dos niños que se encuentran estudiando. Lucero Platica que ella llego a vivir a esa comunidad aunque nació en otra parte, Lucero se dedica a la crianza y venta de becerros cuenta que los compra desde pequeños los crece cuidándolos muy bien dándoles el alimento necesario que es maíz, zacate pero también muchas veces tiene que vitaminarlos para que no enfermen y mueran, ella tiene siete años en con su actividad y la inicio porque cuando llego a vivir con sus suegros a Lucero le encantaba ordeñar a las vacas y esto lo aprendió mientras vivía con sus padres, entonces gracias al primer crédito que le otorgo la institución decidió comprar sus primer becerrito aunque sus suegros tenían borregos no le llamaba tanta la atención el sueño de Lucero era tener becerros. Lucero comento “Me gustan mucho las vaquitas y ordeñarlas cuando dan leche sin embargo mi dificultad es cuando mis bueyes enferman y muchas veces no se recuperan y mueren y eso para mí es una perdida enorme para mis ganancias, me gustaría recibir algún tipo de capacitación para poder cuidar mejor a mis animales”. A pesar de las dificultades que presenta desea que su actividad siga creciendo para poder mejorar el corral de sus becerros, ya que si sus becerros están bien dan los resultados que Lucero espera será una muy buena manera de asegurar la vejez de ella y su esposo para sus hijos quiere que terminen una carrera profesional para que ellos puedan tener una mejor calidad de vida. Así como Lucero tiene su actividad también la tienen las otras integrantes del grupo como Doña Ana Lilia y Vanessa invertirán en su tienda de abarrotes, Francisca y Rocío invertirán en dulces, Aurelia comprara borregos, Elena invertirá en ropa y calzado, Josefina comprara pollos, Margarita comprara bueyes. Todas ellas conforman el grupo son mujeres que tienen grandes deseos de sacar adelante a su familia. Ellas están muy agradecidas con la institución y con KIVA por el crédito otorgado ya que para ellas a sido de gran ayuda para poder mejorar la calidad de vida de sus familias.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,761,850
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Lucero Group's $5,125 loan helped a member to buy calves.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 15, 2012
Listed
Dec 4, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 18, 2013