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Azizahon is 46 years old, married, and has 3 children. She sells children's clothing, and has around 14 years of experience working in this field. This is the first time she has come to Arvand for a loan. She heard from her neighbours at her business that it is possible to get a loan from our organization to increase her turnover, and she immediately submitted an application. Her husband works transporting construction materials such as sand, stone, cement blocks, coal, and so on. He helps and supports his wife in every way he can. They worked together to host the weddings of both their son and their daughter. Azizahon plans to use the loan to buy a new assortment of children's clothing so she can increase her turnover, thereby earning more profit which will allow her to save money for her youngest son's future. Azizahon and her husband are grateful to our organization for the financial help and support.
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Азизахон женщина в возрасте 46 лет, замужем, имеет 3 детей. Занимается торговлей детской одежды. Опыт в этой сфере деятельности около 14 лет. Азизахон впервые кредитуется в нашей организации. Она услышала от своих соседей по бизнесу, что можно получить кредит на увеличение товарооборота и сразу же подала заявку. Супруг Азизахон развозит строительные материалы. Занимается перевозкой таких строительных материалов как: песок, щебень, цементный блок, уголь и т.д. Он всячески помогает и поддерживает супругу. Они общими усилиям выдали старшую дочь за муж и женили сына. Азизахон на полученный кредит хочет закупить новый ассортимент детской одежды и увеличить свой товарооборот. Увеличив товарооборот она хочет получить побольше прибыли и откладывать деньги на будущее своего младшего сына. Азизахон с супругом благодарны нашей организации за финансовую помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 154
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Azizahon to buy children's clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Dec 4, 2012
Currency Exchange Loss:
Jun 17, 2013