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Ana is single and has four children who are all school age. They all live in a small, rented, one-bedroom house located in the city of La Paz’s Mariscal Santa Cruz zone. She only completed secondary school and currently has a neighborhood store that earns daily income. She needs the loan to increase her stock of merchandise (sugar, rice, noodles, soft-drinks, etc.) in her store for the end-of-year festivities to increase her income and also to improve her quality of life since she’s the only one that covers rental, schooling and food costs for her family.

Ana’s dream is to acquire a house under the ‘Anticrético’ modality (a legal transaction that allows for an agreement between a house owner and a renter to live in a house or department for a global amount and for a period of time no greater than two years at the end of which the house owner must return the money to the renter) so she can save on rental costs and provide more comfort for her family. This is the first time she’s worked with IMPRO and KIVA.
View original language description ↓
Ana es soltera y tiene cuatro hijos los cuales todos están en etapa escolar, viven en una casa alquilada ocupando una habitación pequeña, la misma se encuentra ubicada en la zona Mariscal Santa Cruz de la ciudad de La Paz.
Ella estudio solo hasta terminar la secundaria y actualmente cuenta con una tienda de barrio de la cual percibe ingresos diarios; el crédito lo requiere para aumentar su stock de productos (azúcar, arroz, fideos, sodas, etc.) en su tienda por las fiestas de fin de año para mejorar sus ingresos y también mejorar su calidad de vida ya que es la única que cubre los gastos de alquiler, educación y alimentación de su familia.
El sueño de Ana, es adquirir una casa en anticretico (una forma legal que permite un acuerdo entre el dueño de casa y el arrendatario para vivir en un departamento o habitación por un monto global y por un tiempo no mayor a dos años, al cabo de los cuales el dueño de casa se compromete a devolver el dinero al arrendatario) para ahorrar en los pagos de alquiler y dar más comodidad a su familia.
Es la primera vez que trabaja junto a IMPRO y KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 158
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ana to buy rice, sugar, noodles, soft-drinks and other products to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 3, 2012
Currency Exchange Loss:
Dec 17, 2013