Nicole is a 38 year old woman. She is single and has two children (6 and 3 years old). She has owned and managed a mobile call center in part of the city for the past three years, where she sells phone credit, candy, cookies, chips etc. Dynamic and welcoming, she noticed that her stock of phone credit isn't sufficient for her growing client base. The loan that she is taking will allow her to buy phone credit in bulk direct from suppliers (Orange and MTN). The profits she will make will in part allow increase her working capital and get a small kiosk, and also allow her to meet her family's needs (food and education).
Nicole est une femme de 38 ans, célibataire et mère de 2 enfants (6 ans et 3 ans). Elle possède et gère un call-center ambulant dans un coin de la ville depuis 3 ans où elle vend des crédits de communications, confiserie, biscuits, cheepse etc. Dynamique et accueillant, elle considère que son stock de crédits est déjà insuffisant pour sa clientèle grandissante. le crédit qu'elle sollicite lui permettra d'acheter le crédit de communication en gros auprès de fournisseurs (Orange et MTN). Les bénéfices escomptés vont lui permettra d'augmenter son capital et avoir un mini kiosque d'une part et de subvenir aux besoins de sa famille (nutrition et éducation)
More information about this loan
This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.
About ACEP Cameroun
Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.