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Sofya is 30-year-old student, who lives in Yerevan with her mother and brother. Sofya studies at Yerevan State Medical College and is in her third course.
Besides her studies in the college, Sofya works at local clinic as a recorder. As her salary doesn’t allow her to save money for education, Sofya has applied for this loan. With the requested amount Sofya, would be able to pay for tuition fee for the first semester and continue her study in the college.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • 405.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Sofya to pay for tuition fee for the first semester.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 4, 2012
Currency Exchange Loss:
Dec 20, 2013