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Update on Dilbaroi

Dilbaroi has extensive experience in retail, selling food at the central market. She has many clients and is gradually expanding her turnover. She used her first small loan to successfully earn an income. Since then, she has been continuously taking out loans, and her assets have increased considerably. Her husband is not working, so Dilbar and her two children work to support the family. Her business is currently well-established and stable; she has decided to use this loan to buy a calf that she will fatten and butcher during the winter to feed her family. She is glad to work with Arvand and is grateful for your support.
View original language description ↓
Дилбар с большим опытом работы в сфере торговли, продает продукты питания ежедневного потребления на центральном рынке.У неё много клиентов и она постепенно расширяет свой товарооборот.Первый её кредит был небольшого размера и она использовав его выгодно получила прибыль.С тех пор Дилбар непрерывно получает кредит и её активы намного увеличились.У неё двое детей и они тоже поддерживают её в бюджете семьи.Её муж нигде не работает и Дилбарой с сыновьями работают и зарабатывают на жизнь.Сейчас у неё налаженный, стабильный бизнес и она решила на полученный кредит купить одного теленка на откорм, чтобы зимой зарезать его и прокормить свою семью. Она рада, что сотрудничает с Арванд и благодарит за поддержку .

Previous Loan Details

Dilbaroi is a hard worker. She is 41 years old and has a son and a teenage daughter. Her husband Azim is a handyman and he has a seasonal job. Dilbaroi has been in business for more than six years, selling food at the central food market. In her product range, she has products that are needed dai... More from Dilbaroi's previous loan »

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Dilbaroi to buy calf.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 4, 2012
Currency Exchange Loss:
May 17, 2013