Update on DilbaroiDilbaroi has extensive experience in retail, selling food at the central market. She has many clients and is gradually expanding her turnover. She used her first small loan to successfully earn an income. Since then, she has been continuously taking out loans, and her assets have increased considerably. Her husband is not working, so Dilbar and her two children work to support the family. Her business is currently well-established and stable; she has decided to use this loan to buy a calf that she will fatten and butcher during the winter to feed her family. She is glad to work with Arvand and is grateful for your support.
Previous Loan DetailsDilbaroi is a hard worker. She is 41 years old and has a son and a teenage daughter. Her husband Azim is a handyman and he has a seasonal job. Dilbaroi has been in business for more than six years, selling food at the central food market. In her product range, she has products that are needed dai... More from Dilbaroi's previous loan »
About MDO ArvandMDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.
But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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