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Ms. Sugran is a 46-year-old married woman and a mother of four children. For 10 years, she has been running a business of milk sales. She serves well in her community; her husband assists her in selling milk door-to-door. According to Sugran, she faced many problems during her early married life. Her husband is a laborer. He was not able to cover the expenses of the family members alone.

Now she has two buffaloes and one cow. This has all happened due to her courage and determination. She is very much satisfied and requested a repeat loan of Rs. 30,000 to buy another buffalo. She intends to use the profits on her children’s well-being and education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 297
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 96.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Sugran to buy another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 3, 2012
Currency Exchange Loss:
Nov 17, 2013