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Update on Joseph

Joseph used the previous loan to buy general merchandise to sell. He is a 43-year-old father of seven children who operates a retail business in Kagadi,Uganda. He has operated this business for 16 years. Joseph started as a market vendor and accumulated capital, then started a retail shop. He says inadequate capital is the hindering factor towards the growth of this business. He would like to educate his children and he wants to move the business to a more permanent location. Joseph intends to use the loan to buy soap, sodas, and sugar to sell.

Previous Loan Details

Joseph is a 43-year-old married man with 7 children between the ages of 22 and 5 years, living in Karuguuza, Uganda. He lives in his own house where he stays with 6 people, and his desire is to educate his children up to university. For 15 years, Joseph has been operating a retail shop busine... More from Joseph's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 212
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,681.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Joseph to buy soap, sodas, and sugar to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 4, 2012
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for Joseph. It was first posted on Kiva on Jul, 2011. Learn More