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Nasib is a 48-year-old man, married with sons. He is an IDP (Internally Displaced Person). He is a farmer and raises seasonal fruits and vegetables in his own garden. He has 17 years of experience in this field. The crop he raises is organic. That is why the market vendors respect Nasib and always come to his place.

He usually sells crops in the central market or from his yard. He is also a driver, and sometimes takes people from his village to the city. This driving is a side job. His main financial income is from farming. People use fresh vegetables everyday and consider them healthy. Many national dishes made of vegetable, such as pilau and dolma. Fresh fruits are serve on every table in Azerbaijan families and are also used to make fresh punch. His monthly income is 80 AZN.

Now he would like to increase his monthly yield and for this purpose he applied for 1200 AZN. He will use the loan to purchase seeds and organic fertilizers. This will be his second loan, and he has a good client history.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 18
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Nasib to buy seeds and organic fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Dec 3, 2012
Currency Exchange Loss:
Nov 17, 2013