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Sakina
Sakina is a 24-year-old married woman and a mother of two children. For five years, Sakina has been running a business of milk sales. She initiated her own business by buying a buffalo to support her family when her husband was the only bread earner. With the passage of time, her sales increased along with her income. This has all happened due to her courage and determination. Because of her work, she is respected in her home. She helps her husband in all family and financial matters. While talking to the Kashf officer, she shared the feeling of achievement that she got by sending both of her children to school. She has some savings and has applied for a loan of 20,000 PKR to purchase another buffalo. She expects a boost in her business income as she expands her business. She is very thankful to Kashf for its support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 142
    View loans »
    Pakistan Loans Fundraising
  • $13,462,325
    Funds lent in using Kiva
  • 96.6
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Sakina to purchase another buffalo.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2012
Listed
Dec 2, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013