Update on PacienciaA married parent of three children, Paciencia works hard to support her family.
She has a shell crafting business in the Philippines and also earns additional income from food vending. Paciencia is borrowing 25,000 PHP through NWTF to buy materials for her shell crafting business.
Paciencia has been sustaining her business activities through her past 10 loans from NWTF and, more recently, through Kiva. She hopes that her hard work will help her attain her dream to save enough money to expand her business.
Previous Loan DetailsPaciencia is 46 years old and married with three children. She is a very hardworking entrepreneur.
Paciencia has a shell crafting business in the Philippines. Paciencia requested a PHP 19,000 loan amount through NWTF to buy materials for her shell crafting business .
Paciencia has be... More from Paciencia's previous loan »
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.
Concurrent and Successive Loans
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Nov 20, 2012
- Dec 2, 2012
- Currency Exchange Loss:
- Jun 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.