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Heng is a 42-year-old married woman who resides in Prey Chor district, Kompong Cham province. She owns a house where she lives with her husband and two children. She and her husband are in the same business of farming. They have been doing this for more than 22 years. Elevating her family out of poverty is the main goal for Heng to resolve in her daily life. She strives to work hard and spends most of her time generating income for the family. She wants to get ahead in managing her businesses, including her grocery store. From her store adjacent to her house, which is open from morning until night, Heng sells a variety of products to people in her neighborhood. This way she can raise more income for her family.

Heng is now requesting a loan of 300 USD from Kiva in order to link public electricity into her house. She believes that her family’s living condition will be improved and she might be able to better control her selling activities at night. In the future, Heng hopes to expand her store and increase her sales.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,720,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Heng to link public electricity into her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Dec 2, 2012
Currency Exchange Loss:
Dec 17, 2013