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Yim is a resident living in Kompong Speu province along with one of her two children. She is a widow, 51, and has been involved in farming for a long time. The main income of her family significantly relies on agriculture and her son who now is working as a paid laborer in Korea; he usually sends a remittance to help Yim every month.

As of now, Yim would like to obtain a microloan of 2,000,000 KHR through HKL to purchase materials for constructing her shelter. Renovating for a suitable living standard is one of her goals to comfortably provide for her family. She would appreciate all generous lenders if the loan will be granted to her to better her living status.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 312
    View loans »
    Cambodia Loans Fundraising
  • $37,561,025
    Funds lent in using Kiva
  • 3,998.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Yim to purchase materials for constructing her shelter.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Dec 2, 2012
Currency Exchange Loss:
Dec 17, 2013