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Lubov is retired. She has three adult children who have their own families. While Lubov worked she lived with plenty. Now, in retirement, it is more difficult for her to deal with financial needs. Nonetheless, Lubov was able to put away part of her money in order to make repairs to her apartment - put in tile, put up wallpaper, insulate the balcony, etc. Lubov needs a loan in order to finish the started repairs. Lubov hopes that after the repairs are finished her children and grandchildren will visit her more often.
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Любовь - пенсионерка. У нее трое взрослых детей, у которых есть свои семьи. Пока Любовь работала, она жила в достатке. Сейчас, на пенсии, ей труднее справляться с финансовыми потребностями. Тем не менее, Любовь смогла отложить часть денег, чтобы сделать ремонт в своей квартире - положить кафельную плитку, поклеить обои, утеплить балкон, пр. Любви нужен кредит, чтобы закончить начатый ремонт. Любовь надеется, что по окончании ремонта дети с внуками будут чаще приходить к ней в гости.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $875 helped Lubov to improve her living conditions.
93% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 3, 2012
Currency Exchange Loss:
Jul 17, 2014