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Update on Svetlana

Svetlana is a businesswoman with experience. She has been selling quality women's clothing for a long time. The best selling items are underwear, socks and stockings. She travels to Belarus to buy merchandise herself (a neighboring country to Ukraine) where she buys the items. This time Svetlana needs a loan to travel to buy merchandise. She has many regular customers who help her make good sales and success in her business.
View original language description ↓
Светлана - предприниматель с стажем. Она уже давно торгует качественной женской одеждой. Лучше всего продаются нижнее белье, носки, колготки. Она сама ездит за товаром в Белоруссию (соседнюю с Украиной страну), где делает закупку товара. В этот раз Светлане также нужен кредит для поездки за товаром. У Светланы - много постоянных клиентов, что обеспечивает ей хороший сбыт и успех в бизнесе.

Previous Loan Details

Svetlana is an entrepreneur who lives in Novaya Kahovka. She sells clothing in a small store and in some other local markets. She has been in this business for five years and is a serious and skilled business owner. Her perseverance, combined with the lending assistance she has received, have all... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Svetlana to make a wholesale purchase of merchandise - stockings, underwear, sock and etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 3, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Svetlana. It was first posted on Kiva on Jan, 2012. Learn More