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Saidoy is a resident of the city of Tursunzoda. She is 50 years old and a widow. She has four children. She is planning to start her own business and work from home. She is taking a loan to buy cloth and fabrics, in order to get involved in retail business.
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Саидой жительница города Турсунзаде. Она вдова. Ей 50 лет. У нее четверо детей. Саидой у себя дома намерена заняться своим бизнесом. Она берет кредит для закупа тканей и материалов, чтобы начать торговлю.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,678,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Saidoy to buy cloth and fabrics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Dec 2, 2012
Currency Exchange Loss:
Aug 17, 2013