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Edgar Osmin
Edgar is a hard-working and responsible person who has excellent references from those who know him because he is always looking to improve his life.

For the last five years, Edgar has been selling minutas (shaved ices), which are very popular because they are traditional sweets in his country. They are made of ice covered with different flavored syrups and topped with a little tamarind honey.

Edgar is requesting a loan from INTEGRAL so that he can have enough money to buy greater quantities of flavored syrups, as well as bigger ice mold trays, so that he can serve more customers who, every day, buy the minutas that Edgar sells on the streets.
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Edgar, es una persona muy trabajadora y responsable quien cuenta con excelentes referencias de quienes lo conocen, ya que siempre esta en busca de una vida mejor. Desde hace 5 años que Edgar trabaja vendiendo minutas, las cuales poseen mucha demanda ya que son una golosinas muy tradicional de este país, las cuales están hechas de hielo bañado en jarabes de diferentes sabores y con un toque de miel de tamarindo. Edgar solicita un préstamo a INTEGRAL, por medio del cual pueda contar con el dinero necesario para comprar mayor cantidad de jarabes de sabores, así mismo para comprar maquetas de hielo más grande y así poder atender a más clientes quienes a diario consumen las minutas que Edgar vende de forma ambulante.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 719
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Edgar Osmin to buy different flavored syrups and ice mold trays for his shaved ice business.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
May 18, 2014