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Bessy Ruth
Bessy is a very cheerful and hardworking 42-year-old. She lives with her husband and 5-year-old daughter for whom she works hard for every day. Her desire is to have a better life, it gives her the energy to work hard. Bessy is a seamstress and she makes ​​different types of clothing, which she then sells in the municipal market. She also distributes to customers who then sell the garments door to door in different areas.

Because Bessy lives in a place that's hard to get to, she wants to buy more fabric to reach customers where she can provide more variety in colors and patterns to carry out their orders. This is why she is requesting a loan through INTEGRAL, who has the ability to invest in her business, and thus improve her home.
View original language description ↓
Bessy de 42 años de edad, es muy alegre y trabajadora, ella vive junto a su esposo y una hija de 5 años de edad, por quien se esfuerza día con día, ya que su deseo de que tenga una mejor vida, le da las energías para trabajar mus duro. Bessy es costurera y realiza diferentes tipos de prendas de vestir, las cuales comercializa en el mercado municipal, así mismo le distribuye a clientes quienes posteriormente vender las prendas en diferentes zonas de forma ambulante. Debido a que Bessy vive en un lugar bastante extraviado para llegar, ella desea poder comprar mayor cantidad de telas para cuando sus clientes lleguen ella pueda brindarles más variedad en colores y estampados para que realicen sus pedidos, es por esta razón que Bessy solicita un préstamo a INTEGRAL, con el cual tenga la capacidad de invertir en su negocio, mejorándolo para bien de su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 833
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Bessy Ruth to purchase fabric for making clothing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 24, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 17, 2013