Joaquin, 23, is a big dreamer who wishes to accomplish his life plan in the best way possible. He is married and lives with his wife at the house of his in-laws, who support him greatly. Joaquin has been working for a private enterprise for some years, which gives good references of him as he is very responsible and fully committed to his work. Joaquin is asking INTEGRAL for a loan in order to have the money he needs to build his house and become independent from his in-laws. He will have to make certain improvements to the house he currently lives in and also to make some divisions on the same lot for him to build a separate dwelling for him and his wife. With this, Joaquin expects to have a better life along with his partner and their future children.
de 23 años de edad, es una persona muy soñadora y con deseos de realizar su plan de vida de la mejor manera posible, él esta casado y vive junto a su esposa en la casa de sus suegros quienes le brindan un gran apoyo. Joaquín es empleado de una empresa privada en donde tiene varios años de trabajar, contando con buenas referencias ya que es muy responsable y dedicado a su trabajo. Joaquín solicita un préstamo a INTEGRAL, con el cual pueda contar con el dinero necesario para construir su hogar y así independizarse de sus suegros, él tendrá que hacer unos arreglos a la casa en la que actualmente reside y en el mismo terreno hacer las divisiones necesarias para contar con una casa aparte, en la cual pueda vivir únicamente junto a su esposa. Con esto Joaquín contara con una vida mejor junto a su pareja y así mismo para sus futuros hijos.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.