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Margarita Del Rosario
Margarita is 44 years old, lives with her two children in a house that she owns, and has made a living as a shop merchant for several years. The shop is located in her home which has been adapted in such a way that it gets the attention of the customers. In addition she sells tortillas, which serves as more income for her family, and she sells them during lunch hour and in the evening. Her neighbors give as many good references for her work as for her character. She is well-known and preferred because she is a kind and hard-working woman who has managed to gain the trust of her neighbors who see how she has improved from day to day.

Margarita wants to further increase her business and for this reason she has decided to get this loan in order to increase her inventory. The loan that she has requested from INTEGRAL is to buy a variety of store products like corn, rice, oil, sugar, beans, sweets, drinks, macaroni, soup, etc because she wants to cover a larger demand for merchandise that allows her to increase her income in such a way that she can offer her family better opportunities in life.
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Margarita de 44 años de edad, habita en casa de su propiedad junto a sus dos hijos. Ella se dedica al comercio de tienda desde hace varios años. La tienda está ubicada en su hogar de residencia la cual ha sabido adecuar de tal forma que llame la atención de los clientes, además vende tortillas eso como un ingreso más para su familia y las vende en horas de almuerzo y x la tarde noche . Sus vecinos dan buenas referencias tanto de su trabajo como de su persona. Es muy conocida y preferida ya que es una mujer muy amable y trabajadora la cual ha sabido ganarse la confianza de sus vecinos quienes ven como ella se ha superado día a día. Margarita desea ampliar más su negocio es por esta razón que se decidió en hacer este préstamo con el fin de incrementar su inventario .El crédito que solicita a INTEGRAL es para comprar variedad de productos de tienda tales como: maíz, arroz, aceite, arroz, azúcar, frijoles, golosinas, bebidas, macarrones, sopas, etc. ya que desea cubrir una mayor demanda de mercado que le permita incrementar sus ingresos de tal forma que pueda ofrecer a su familia mejores oportunidades de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 728
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Margarita Del Rosario to buy a variety of products for her shop like corn, rice, oil, sugar, beans, sweets, drinks, macaroni, soup, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 2, 2012
Currency Exchange Loss:
May 17, 2013