Update on Juan Francisco35-year-old Juan Francisco lives with his life partner and his daughter. He has a shop where he sells basic need products and, to increase the business, he also now buys and sells products like creams, perfumes, and cosmetics, among others. He has spent several years with the business and this has given him a lot of experience that allows him to get the best earnings. He sells from his home and as a street vendor; he has gotten many customers because the people prefer him because all that he sells is of high quality and at affordable prices, in addition to the unrivaled service always at the order of the customers. Juan is an active man, dedicated to his work, and very hard-working. Every day he tries his hardest to fulfill his dreams because he knows that only with perseverance and love for the job he will be able to achieve this success.
In the last few weeks the demand for products has increased and he wants to recover. This is why he asks INTEGRAL for a loan that allows him to buy basic grains, instant products, creams, perfumes, cosmetics, etc. Juan Francisco has good pay references, is very responsible, and assures that he will be able to settle the debt and at the same time has faith that he will be able to give his family a better life.
Previous Loan DetailsJuan Francisco, 35 years old, lives in his home in a semi-urban area with his beloved family which is made up of his loved wife of 35 years and his adored daughter. Juan is a responsible, hard-working, and above all very entrepreneurial man. Several years ago he managed to establish a small store… More from Juan Francisco's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid