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Victor Manuel
30-year-old Víctor Manuel lives with his family group in his own home. He has a shop where he sells basic need products like beans, milk, eggs, and bread, among others. He has spent many years with his business and this has given him experience in sales that allows him to to get the best earnings. It is located in his place of residence, in a very busy town, and he has made many customers. The people prefer him because he always has what they need among quality products, affordable prices, and with unrivaled service he's always at the order of his customers. Víctor is a man dedicated to his work, energetic, and with many goals ahead.

His greatest secret to reaching success is the perseverance and love for the job; he knows that only this way he can achieve what he wants, and like all good merchants he wants to increase the business and make a new investment but he needs the capital. This is why he asks INTEGRAL for a loan that allows him to buy basic grain, sweets, eggs, bread, drinks, etc. Víctor Manuel has good pay references and he assures that he will settle the debt and at the same time trusts that he will give his family a better quality of life.
View original language description ↓
Víctor Manuel de treinta años de edad vive junto a su grupo familiar en casa propia; el posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, las personas la prefieren porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes; Víctor es un hombre dedicado a su labor, enérgico y con muchas metas por delante, su mas grande secreto para alcanzar el éxito es la constancia y el amor al trabajo sabe que solo así logrará lo que desea, como todo buen comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. Víctor Manuel tiene buenas referencias de pago, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 808
    View loans »
    El Salvador Loans Fundraising
  • $25,695,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Victor Manuel to buy basic grains, sweets, eggs, bread, and drinks.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2012
Listed
Dec 2, 2012
Currency Exchange Loss:
N/A
Ended:
May 18, 2014