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Maria Cristina
Señora María Cristina lives in the urban area of Condega, in the Estelí department.

Señora María Cristina is a merchant and bakes and sells bread and tortillas made from corn. She has been doing this for 25 years and it is her main source of income. She makes tortillas daily and bread three times a week.

Her family consists of three sons and a daughter. Her children are completely independent and work in a company that makes cigars.

Señora María Cristina is asking for a loan so that she can buy ingredients to make bread and tortillas, such as flour, corn, oil, butter, sugar, etc. She hopes that the financing will be granted so that she can increase her production and so supply the demand and receive a better income, which would improve her standard of living.
View original language description ↓
La Señora María Cristina habita en el casco urbano de Condega, en el departamento de Estelí a unos 30 km al norte.

La señora Maria Cristina es comerciante y se dedica la elaboración y a la venta de pan y tortillas de maíz, tiene aproximadamente unos 25 años de dedicarse a esta labor y es su principal sustento. Ella elabora las tortillas a diario y el pan lo elabora tres veces por semana

Su núcleo familiar esta compuesto por tres hijos dos varones y una mujer, cabe señalar que sus hijos son totalmente independientes y laboran en una empresa que produce Puros de tabaco

Esta clienta solicita un préstamo para la compra de materia prima para la elaboración de pan y tortillas, tales como es la harina, maíz, aceite, manteca, azúcar etc. Ella espera que el financiamiento le sea otorgado pueda aumentar su producción y así abastecer la demanda y por ende tener mejores ingresos familiar lo que mejoraría su nivel de vida


Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 113
    View loans »
    Nicaragua Loans Fundraising
  • $23,732,625
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Maria Cristina to buy ingredients to bake bread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 21, 2013