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El Regreso Group
In this Group: Juana , Lucia Leonor, Graciela, Julia , Julia Reina, Teodora Condorina, Amanda Gabriela, Rosmery, Luisa, Felipa
The “El Regreso” (The Return) communal bank will start its 8th cycle in Pro Mujer as part of the Alto Lima Focal Center. It has 10 members led by a governing board presided by Juana. The communal bank members carry out a variety of businesses among which are furniture sales, clothing sales, fruit sales, condiment sales, sportswear manufacturing and American clothes sales.

The loan they’ll take out will benefit small, micro businesswomen in various lines of work. Juana is one of them. She indicates that she’s been part of Pro Mujer for a year having been invited to join by a girlfriend who is a member of the institution. She currently has business selling furniture. She relates that she started the business in partnership with her older sister. She thinks that in future she will manage their sales point by herself because she wants to buy it with her savings.

The loan she will take out now is to increase capital. She will buy furniture in street markets in the city of El Alto and then resell it in her sales space. This way of working makes it possible for her to generate income to support her family; she’s a widow and has a daughter. When asked what she likes about Pro Mujer, she answers that she likes sharing with her girlfriends.
View original language description ↓
La A.C. “EL REGRESO” iniciará el octavo ciclo en Pro Mujer, como parte del Centro Focal de Alto Lima, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Juana es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de muebles, venta de ropa, venta de fruta, venta de condimentos, confección de deportivos, venta de ropa americana.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Juana es parte integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de muebles, cuenta que este negocio lo emprendió conjuntamente su hermana mayor, piensa que en el futuro el lugar de venta que tienen lo manejará ella misma, ya que lo quiere comprar con los ahorros que tiene.

El crédito que ahora sacará es para el aumento de capital (compra de muebles) que adquirirá de las de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es viuda y tiene una hija.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con las amigas.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 89
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of El Regreso Group's $3,950 loan helped a member to buy furniture.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Covered
Ended:
Aug 17, 2013