El Regreso Group
The loan they’ll take out will benefit small, micro businesswomen in various lines of work. Juana is one of them. She indicates that she’s been part of Pro Mujer for a year having been invited to join by a girlfriend who is a member of the institution. She currently has business selling furniture. She relates that she started the business in partnership with her older sister. She thinks that in future she will manage their sales point by herself because she wants to buy it with her savings.
The loan she will take out now is to increase capital. She will buy furniture in street markets in the city of El Alto and then resell it in her sales space. This way of working makes it possible for her to generate income to support her family; she’s a widow and has a daughter. When asked what she likes about Pro Mujer, she answers that she likes sharing with her girlfriends.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Juana es parte integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de muebles, cuenta que este negocio lo emprendió conjuntamente su hermana mayor, piensa que en el futuro el lugar de venta que tienen lo manejará ella misma, ya que lo quiere comprar con los ahorros que tiene.
El crédito que ahora sacará es para el aumento de capital (compra de muebles) que adquirirá de las de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es viuda y tiene una hija.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con las amigas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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