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An enterprising man whose greatest desire is to earn more prosperous future by means of finding new horizons leaving behind the crime. He has a family group he strives for day to day. He’s very hardworking and for some time now has been working transporting people in his moto taxi, a form a transportation that has recently become popular in his country. He’s been doing this for several years and feels proud because he’s managed to get good results; he has a large clientele and he does his activities in various spots in the place where he lives. With income earned he provides daily bread for his small family. He’s convinced that if keeps up the necessary maintenance for his taxi, his clients will be satisfied with the service they receive, which is why he is requesting a loan to service his vehicle, to buy paint and to buy tires, among others. He is grateful for the collaboration he’ll receive and trusts that God will never abandon him so that he will never be influenced by bad companions and he’ll always stay busy doing good things like these and thus watch over his family in the best possible way and be a good example for them.
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Hombre emprendedor, su mayor deseo es ganarse un futuro mas próspero a partir de encontrar nuevos horizontes, olvidándose de la delincuencia. Tiene un grupo familiar por el cual se esmera día a día, es muy trabajador y desde hace un tiempo se dedica a transportar personas en su mototaxi, medio de transporte muy utilizado desde su reciente relativa aparición en el país, tiene varios años de dedicarse a esta actividad, y se siente orgulloso porque ha logrado que le dé buenos resultados, tiene mucha clientela, sus actividades las realiza en diferentes puntos de la localidad donde reside; con los ingresos obtenidos le brinda el pan de cada día a su pequeña familia. Él tiene la convicción de que si le da el mantenimiento necesario a su medio de transporte su clientela estará satisfecha con el servicio que reciban, es por eso solicita un crédito que le permita darle mantenimiento al mototaxi y comprar pintura, llantas entre otros. Agradece la colaboración que recibirá y confía en Dios que nunca lo abandonará para nunca verse influenciado por malas compañías y estar siempre ocupado en obras buenas como éstas y así velar de la mejor manera por su familia y ser ejemplo correcto para ellos.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 630
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped this borrower to repair the vehicle, buy paint and tires.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 3, 2012
Currency Exchange Loss:
Mar 15, 2013