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Rocio is 28 years old and married. She lives with her children and her husband and they're her main priority. With her loan she intends to purchase a sewing machine, which will make it easier for her to manufacture clothing. That way she'll make good use of the knowledge she acquired in the trainings, and she'll be able to get an income in order to keep on investing in the purchase of fabric and other supplies. She'll do better finishing on the garments, and in addition she'll increase the quantity of pieces she makes. With this purchase she intends to manufacture more clothes and therefore meet the orders promptly. This is the first loan she has obtained from FUDECOSUR. She hadn't had any other loans from state-owned banks before. FUDECOSUR has provided the loan with better terms and a much lower interest rate.
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Rocio, tiene la edad de 28 años, está casa, vive con sus hijos y esposo, los cuales son su mayor prioridad. Con su crédito pretende hacer la compra de una máquina de coser, la cual le facilite la elaboración de ropa y así poder aprovechar el conocimiento adquirido en capacitaciones y poder tener ingresos económicos para seguir invirtiendo en la compra de telas y otras productos, y un mejor acabado a las prendas fabricadas, además de aumentar la cantidad de unidades confeccionadas. Con esta compra pretende hacer más ropa y así cumplir con los pedidos a corto plazo. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Rocio to purchase a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 2, 2012
Nov 30, 2012
Currency Exchange Loss:
Jul 17, 2014