The loan they are taking out will benefit small businesswomen in different fields. Miriam is an integral part of this; she tells us that she joined Pro Mujer one year ago on the invitation of a friend who is a member of the institution. She currently has two businesses, one selling lingerie and another running a corner store. She tells us that the first business she made an incursion into was selling clothing and that with her savings she was able to open the other business.
The loan she is currently taking out is to increase her capital (to buy lingerie), as a busy season for this business is approaching. She will buy from the stores that sell wholesale and then sell on foot during the fairs in El Alto. This way of working allows her to generate income to help her household as much as possible, as she is married with four children.
When asked what it is she likes about Pro Mujer, she said that she likes the meetings with fellow members and the doctor's office.
Lucero is not in the photo because she had to leave right away for her classes.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Miriam es parte integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene dos negocios, una venta de ropa interior y la otra es la tienda de barrio, cuenta que el primer negocio en el que incursionó es la venta de ropa y con los ahorros pudo abrir el otro negocio.
El crédito que ahora sacará es para el aumento de capital (compra de ropa interior) ya que viene una época alta para este negocio; que adquirirá de las tiendas que venden por mayor y posteriormente lo comercializará de forma ambulante en las ferias de la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reunión entre compañeras y el consultorio médico.
En la fotografía no se encuentra la Señorita Lucero ya que tuvo que partir de inmediato a clases.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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