16 De Noviembre Group
The loan they’ll take out will benefit small, micro businesswomen in a variety of lines of work. Adelia is one of them. She indicates that this is the first time she’s joined Pro Mujer having been invited to do so by one of the institution’s promoters. She currently has a business selling bricks; she says she started this business with support from some relatives who invited her to be part of a work group.
The loan she’ll take out now is to increase capital. She will buy bricks from stores that sell them at wholesale and then she’ll resell them in her sales space. This way of working allows her to generate resources to support her home as possible because she’s married and has two children. When asked what she likes about Pro Mujer, she answers that she likes the training, the health services and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Adelia es parte integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una asesora de la institución. En la actualidad ella tiene un negocio de venta de ladrillos, cuenta que este negocio lo emprendió con el apoyo de unos familiares quienes le invitaron a formar parte de un grupo de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de ladrillos) que adquirirá de las tiendas que venden por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación, salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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