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Sumac Chaska Group
In this Group: Rosa Nieves, Luz Fabiola, Rocio Clorinda, Melisa*, Claudia Irene, Carla Alejandra, Olga, Danitza Jasmine*, Lourdes, Carlos Alberto
* not pictured
The members belong the SUMAC CHESKA communal bank. This bank is located in the Cusco district, in Cusco province, Cusco department.

The member requesting the loan is Rosa Nieves. She is single, 46 years old, and has 2 children. She has a convenience store where she sells rice, sugar, milk, and cookies. She works from 8 a.m. to 10 p.m., and also has a business selling wholesale eggs. She delivers the eggs to different stores. She has been working at her convenience store for 5 years, and has been selling eggs for 3 years. In her free time, she likes to go out with her children.

Her dream is to expand her convenience store. She is requesting the loan to buy products like rice, sugar, milk, cookies, and eggs.

The members that are in the inserted photos were not present for the group photo and they were excused due to work commitments.

The other members earn a living selling clothes, renting out rooms, selling handicrafts, and running convenience stores.

The member thanks all the people who form part of this dream and pledges to make the repayments in a timely manner.
View original language description ↓
Los socios pertenecen al banco comunal “SUMAC CHASKA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Rosa Nieves ella es soltera y tiene 46 años y tiene 2 hijos; La socia trabaja en su negocio de tienda de abarrotes, la socia vende arroz,azúcar,leche y galletas, la socia trabaja desde las 8:00 a.m hasta las 10:00 p.m,la socia también se dedica al negocio de venta de huevos al por mayor, la socia lleva a las diferentes tiendas, la socia en su negocio de tienda de abarrotes tiene 5 años y en el negocio de venta de huevos tiene 3 años, en sus tiempos libres a la socia le gusta salir a pasear con sus hijos, el sueño de la socia es ampliar el negocio de tienda de abarrotes. La socia solicita el préstamo para comprar productos como arroz, azúcar, leche y galletas y también para comprar huevos.
Las socias que estan pegadas a la foto grupal se les tomo despues la foto porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de ropa, negocio de alquiler de dormitorios, negocio de venta de artesanía y negocio de tienda de abarrotes.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 131
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sumac Chaska Group's $4,000 loan helped a member to buy rice, sugar, milk, cookies, and eggs for her convenience store and egg-selling business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 17, 2013