Las Lomas Group
The loan they’ll take out will benefit small, micro businesswomen with various lines of work. Victoria is one of them. She indicates that she’s been a member of Pro Mujer for four cycles having been invited to join by one of the institution’s promoters. She currently has a neighborhood store and she relates that she started the business with some savings she had from her previous job and with savings she had in Pro Mujer.
The loan she’ll take out now is to increase capital. She will buy sardines, soft-drinks and sugar from wholesalers and then resell in her shop. This way of working allows her to generate resources to support her home however possible since she’s married and has five children. When asked what she likes about Pro Mujer, she answers that she likes the health services she’s given.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Victoria es parte integrante, ella indica que cuatro ciclos que integra Pro Mujer, ingresando por invitación de una asesora de la institución. En la actualidad ella tiene un negocio de tienda de barrio, cuenta que este negocio lo emprendió con los ahorros que tenía de su anterior trabajo y con los ahorros que se tuvo en Pro Mujer.
El crédito que ahora sacará es para el aumento de capital (compra de sardinas, refrescos y azúcar) que adquirirá de las tiendas que venden por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las atenciones en salud que se dan.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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