Seyni Marème is married and is a municipal employee in one of the regions of Sénégal. He is employed as a collector and has been in this profession for 10 years. At the same time he owns a taxi and his income allows him to take care of his daily family responsibilities and to ensure the maintenance of his taxi. He is a member of one of the branches of UIMCEC to which he has already reimbursed a previous loan. He is requesting a loan of 500,000 frs to finance an elevation in his house. This financing will allow him to renovate his home and to improve the family's living environment. In the future he wishes to own a commercial building.
Monsieur Seyni marème est mariée et est employée municipal dans l'une des régions du Sénégal.Il est employé comme collecteur et exerce cette profession depuis 10 ans. Parallèlement il détient un taxi et ses revenus lui permettent de faire face a ses charges familiales quotidiennes et d’assurer l’entretien de son taxi.Il est membre d’un des guichets de l’UIMCEC ou il a déjà remboursé un crédit antérieur. Il sollicite un prêt de 500 000 frs prévu pour financer une élévation dans sa maison. Ce financement lui permettra de rénover sa maison et d’améliorer le cadre de vie familial. Elle souhaite dans le futur disposer d’un immeuble commercial.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.