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Bineta is a single woman who has been doing business for 10 years. She runs a boutique that sells food products, among other things. She begins her workday at 7:00am and closes at 12:00am. Thanks to the profits she earns from her business, she is able to satisfy her own needs and pay the rent for the shop where she does business.

She is a member of one of the UIMCEC branches, where she has already repaid six previous loans. She is asking for a credit of 400,000frs in order to purchase products for resale in her boutique. Additionally, she hopes to buy school supplies that she will resell since she intends to start diversifying the products that she offers to her clientele; the objective is to best develop her business and to bolster her income. In the future, she hopes to travel for the purpose of importing merchandise for her business.
View original language description ↓
Bineta est une femme célibataire qui évolue depuis 10 ans dans le secteur du commerce. Elle gère une boutique et vend des produits alimentaires et divers. Elle commence sa journée de travail à 7h et la termine a 00h. Grâce aux revenus que lui procure son activité elle parvient a satisfaire certains besoins personnels et prend en charge la location de la boutique ou elle exerce son activité. Elle est membre d’un des guichets de l’UIMCEC ou elle a déjà remboursé 06 prêts antérieurs. Elle sollicite un crédit de 400 000 frs prévu pour l’achat de produits qu’elle commercialise dans sa boutique. D’autre part elle souhaite acheter de fournitures scolaires qu’elle va revendre car elle a l’intention de diversifier les produits qu’elle offre a sa clientèle dans l’objectif de mieux développer son activité de commerce et accroitre ses revenus. Elle souhaite dans le futur voyager pour importer des marchandises pour les besoins de son commerce.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 34
    View loans »
    Senegal Loans Fundraising
  • $14,265,550
    Funds lent in using Kiva
  • 504.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Bineta to purchase food items and school supplies for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Nov 30, 2012
Currency Exchange Loss:
Nov 17, 2013