Update on Jean ClaudeJean Claude is married and is 38 years old. He sells Christian books in a bookstore. He has 4 children. The oldest is 12 years old and the youngest is 4 years old. Three of his children go to school and he has no other dependents.
He was born in Rwanda and his level of education is 3 years of secondary school.
He started collaborating with ACB Ltd. in 2009. The current cycle is his tenth.
With this loan, he is going to increase the quantity that he sells by buying 500 Christian books of different types.
He doesn't expect any difficulties repaying the loan.
As a strategy, he is going to improve his collaboration with churches, which will allow him to sell his books through the churches.
His ambition is to see all the churches as well as their members buy books in his bookstore. For his family, he is going to ensure his children's education as well as their medical care.
Aside from his financed business, Jean Claude is an electrician. He also sells telephones and their accessories.
Il est né au Rwanda et son niveau d’éducation est de 3 ans de l’éducation secondaire.
Il a débuté de collaborer avec ACB Ltd en 2009. Le cycle actuel est le dixième pour lui.
Avec ce crédit, il va augmenter la quantité qu’il vend en achetant 500 livres chrétiens de différentes natures.
Il n’attend aucune difficulté de non remboursement.
Comme stratégie, il va améliorer sa collaboration avec des églises, ce lui permettra de vendre ses livres à travers des églises.
Son ambition est de voir toutes les églises ainsi que leurs membres acheter des livres dans son librairie. Pour sa famille, il va assurer l’éducation de ses enfants ainsi que les soins médicaux.
A part de l’activité financée, Monsieur Jean Claude est électronicien.Il fait aussi le commerce des téléphones et leurs accessoires.
Previous Loan DetailsJean Claude was born in Rwanda and is 37 years old. He is married with four children between the ages of 3 and 12 years old, three of whom are at school. He has three years of secondary education himself. Jean Claude is a trader and this is his seventh loan from ACB. He is going to use this loan… More from Jean Claude's previous loan »
About Amasezerano Community Banking, S.A.Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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