Having only a junior high school education prevented Nimrod from getting a permanent job, so two years ago he began to use his motorbike as a motor taxi to generate income for his family. Due to a little damage to his vehicle, currently Nimrod cannot operate the business and so has requested a loan of IDR 10,000,000 from TLM. The loan will help him to buy a spare part and a used motorbike to generate further income.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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