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Oyuntuya
Oyuntuya is 23 years old, a single woman. She lives with her mother and her 2-year-old only son in their wooden house in Darkhan, the second largest city in Mongolia. Oyuntuya works as a waitress at a restaurant which is counted one of the biggest in her home town. She is active, open-minded and a hardworking woman. Her mother rents a grocery counter in the market and her son goes to kindergarten.

Oyuntuya said that soon she will be working as an administrator of the restaurant thanks to her service quality. Now Oyuntuya is asking for a 6,000,000 MNT loan to maintain a roof part of the house which drips water, because the winter is the exactly right time to do it. And she plans to make a sewer line for her house by using a well which is located on their land. If she makes these changes to her house there will be no need to use an outside toilet. By doing this her family can improve their sanitary and living conditions.

Additional Information

More information about this loan

This loan is part of Credit Mongol's green loan program,  which helps clients to gain access to electricity through solar panel kits, as well as other products for improving their heating and ventilation systems, reducing pollution and health problems caused by burning fuel.

About Credit Mongol

Credit Mongol is the largest non-banking financial institution (NBFI) in Mongolia. Its mission is to contribute to the prosperity of Mongolians by providing high-quality, affordable and varied financial services to micro-entrepreneurs and small-to-medium-sized businesses. It prioritizes serving remote, rural populations that have typically lacked access to credit and other financial services. Uniquely, it offers solar panel loans to nomadic herders, most of whom live without electricity.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mongolia

  • $2,175
    Average annual income
  • 20
    View loans »
    Mongolia Loans Fundraising
  • $15,289,050
    Funds lent in using Kiva
  • 1,397.6
    Mongolia Tugriks (MNT) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $4,300 helped Oyuntuya to maintain part of the roof of the house which drips water and make a sewer line for her house so they can have an indoor toilet.
53% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Nov 30, 2012
Currency Exchange Loss:
Possible