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Ms Kosar is a 43-year-old married woman and a mother of seven. She has been in the business of stitching clothes for ten years. Her husband is employed as a driver and he is happy with his hardworking wife. Kosar, together with her husband, manages the household while operating a business. At this time she is working hard to continually provide income for their everyday expenses.

She has requested a loan of Rs. 15000 to purchase more reels of thread, packs of buttons and lace etc. With this she will be able to meet the increasing demand for her business. Her regular customers are her neighbors and the local community. Kosar hopes to grow her business and dreams of providing good quality education to her children through all her hard work with her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 369
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 96.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Kosar to purchase more reels of thread, packs of buttons and lace etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013