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Rosa Emelinda
Rosa Emelinda is 47 years old and lives with her life companion José and their children. She has a store where she sells basic necessities such as beans, milk, eggs, bread, and other items. In addition, she sells tortillas as a way of supplementing the household expenses. Rosa has been in business for many years and has gained the sales experience that allows her to generate more income. Her store is in her home, which is situated in a very busy location. Rosa has acquired many customers who prefer to do business with her because they are always in need of quality products at affordable prices. Her service is unequaled since she always makes her customers a priority. Rosa’s greatest secret behind her success is her consistency and her love for her work. She knows this is the only way to achieve what she wants.

Like any good merchant, she wants to increase her business by making a new investment. Rosa Emelinda is in need of capital, so she is requesting a loan from Apoyo Integral in order to buy basic grains, snack foods, eggs, bread, beverages, and other products. She has good credit references and is confident that she can repay this debt. At the same time, she believes she can provide her family a better quality of life.
View original language description ↓
Rosa Emelinda de cuarenta y cinco años de edad vive junto a su compañero de vida José y sus hijos; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, además para complementar los gastos del hogar vende tortillas, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, las personas la prefieren porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes; Rosa es una mujer dedicada a su labor, enérgica y con muchas metas por delante, su mas grande secreto para alcanzar el éxito es la constancia y el amor al trabajo sabe que solo así logrará lo que desea, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. Rosa Emelinda tiene buenas referencias de pago, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 605
    View loans »
    El Salvador Loans Fundraising
  • $22,022,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Rosa Emelinda to buy basic grains, snack foods, eggs, bread, beverages, and other products.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 1, 2012
Listed
Dec 3, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014