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Dilnoza is hardworking and kind woman, because she grew up in a good family. Thanks to her parents, she received a high school education and a good upbringing. She is married and is raising one child. She has loved to sew ever since she was little, and so when she grew up, she became a dressmaker. Dilnoza runs her own business and knows how to sew her own designs. This outstanding dressmaker decided to take her trade into the commercial sphere and earn a living from it. With this goal in mind, she took a course organized by the Association of Businesswomen entitled "Achieve Success", and received a certificate. Now she is fully able to organize her own business and become successful. She wants to organize a dressmaking service, since she has experience in this area. She is going to open her own sewing shop near her home. She is asking for a loan in the amount of 5000 somonis to purchase a sewing machine to start the new business. If the business makes money, she will use it to improve her living conditions. She has big plans for the future, and it is certain that she will become a successful business woman. She awaits your kindness.
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Дилноза трудолюбивая и добрая женщина. Потому что она выросла в хорошей семье. Благодаря родителям, она получила среднее образование и хорошее воспитание. Она замужем и на воспитании имеет 1 ребенка. С детства она любила шить и поэтому, повзрослев, она стала портнихой. Дилноза мастер своего дела и умеет шить с собственным дизайном. Это прекрасная портниха решила реализовать свое ремесло в сфере бизнеса и получать от этого доход. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес услугой портнихи, так как имеет опыт в этом виде бизнеса. Она будет открывать свой швейный цех не далеко от своего дома. Она запрашивает займ на сумму 5000 сомони для покупки швейной машинки, чтобы организовать новый бизнес. Если она будет получать доход от бизнеса, то будет использовать для улучшения условия проживания. Будущим она имеет очень большие планы и есть на это вероятность, что она станет успешной бизнес леди. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Dilnoza to buy a sewing machine for organizing a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Nov 30, 2012
Currency Exchange Loss:
Jun 17, 2014